Buy to let contents insurance

If you rent property part or semi furnished buy to let content insurance is for you. Most landlords’ contents insurance policies are restricted to replacement value only. However with specialist buy to let contents policies it is possible to obtain cover ‘new for old’ and accidental damage cover.

Fixtures and fittings including kitchens, bathrooms, radiators, are usually covered under a buildings policy, but even a part furnished let property will not be fully covered without a landlord’s contents policy.

Adding contents to your buy to let property
Furnishing a property does not absolutely guarantee that you will be able to charge more rent for it. In most cases you will be able to Some exclusive properties will almost be required to be furnished to an exceptional standard.

What contents should you provide?
The absolute minimum is kitchen appliances, curtains, carpets and beds. Some landlords will provide absolutely everything, right down to bed linen, kitchen utensils, cutlery even pots and pans, basically everything a tenant could need to move in. In the furnished V unfurnished buy to let property debate it comes down to the property you have and your preference, however if you do provide contents it is essential you consider buy to let contents insurance.